LoanGuru Business Finance · Dublin

Your trade already has a number. Here is what it drew down.

We arrange business finance for the trades that keep Irish towns open: kitchens, counters, chairs, dispensaries and vans. Pick the one that looks like yours and see what we put in place for it, and which kind of finance did the job.

€195,000

Indian restaurant chain

Business loan

A group of restaurants growing past the point where one site could fund the next one.

1 / 9 arranged
An overhead spread of Indian dishes, curries, rice and naan A hairdresser working on a client under ring-light mirrors in a salon A blue Ford Ranger Raptor four-door pick-up truck Two customers with drinks at a wooden bar counter A takeaway bowl of chicken, sweetcorn, tomato and sauce An espresso machine on a cafe counter beside a takeaway cup Tile display racks in a supplier showroom Pharmacy shelving stacked with boxed medicines A clinician in a white coat and stethoscope working at a desk

Every figure on this board is a facility we have already arranged for a business in that trade. It is not a quote, an offer, or an indication of what you would be offered. All finance is subject to lender approval, your circumstances and the lender's own terms.

Start your enquiry Call +353 87 14000 26

Why the same amount arrives four different ways

The question is not how much. It is what you pay it back out of.

A chipper and a tile supplier can borrow the same money and should almost never borrow it the same way. What separates them is where the repayment comes from, and that is the part we get right before anyone talks about a number.

Business loan

A fixed term and a fixed repayment. Best when the money is going into something with a predictable return and your trading is steady enough to plan around.

Repaid from monthly trading

Revenue-based funding

A merchant cash advance takes an agreed slice of your card takings. Quiet January, smaller payment. It suits counters and chairs, where takings move with the season.

Repaid from card takings

Asset and vehicle finance

Hire purchase against the van, the truck or the machine itself. The asset earns while it is being paid for, so the equipment carries its own cost.

Repaid from what the asset earns

Invoice finance and refinance

Money that is already yours, released early against invoices you have raised, or existing facilities restructured onto terms that stop crowding your cash flow.

Repaid from your debtor book

Two customers with drinks at a wooden bar counter

Bank said no?

A decline is one lender's view, not a verdict on your business.

Banks apply one credit policy to every trade that walks in. We work a panel of Irish and UK lenders, so a business that does not fit one lender's box is measured against the next one instead of being sent home. That is the whole reason LoanGuru exists.

Start your enquiry Call +353 87 14000 26

Who we work with

We know your trade before you explain it.

Hospitality, retail, salons, pharmacies, clinics, garages and suppliers. Different rooms, same problem: the money arrives after the cost does.

Pharmacy shelving stacked with boxed medicines
Pharmacies
A hairdresser working on a client under ring-light mirrors
Salons and barbers
A clinician in a white coat and stethoscope at a desk
Clinics and practices
A takeaway bowl of chicken, sweetcorn and salad
Takeaways
An espresso machine on a cafe counter
Cafes and coffee shops
Alva Horgan, founder of LoanGuru Business Finance

The person you deal with

You will not be handed down a chain.

Alva Horgan founded LoanGuru in 2019 after twenty years across finance and technology, and she still takes the first call herself. That matters more than it sounds: the lender panel only works if somebody already knows which lender says yes to a salon in November and which one will not look at a takeaway at all.

  • Founded in 2019, working across Ireland and the UK
  • Twenty years of combined experience in finance and technology
  • A panel of lenders rather than a single credit policy
  • Registered in Dublin, at 13 Adelaide Road
Get in touch with Alva

★★★★★

“I can't recommend Alva at LoanGuru.ie highly enough! From start to finish, the service was professional, friendly, and incredibly efficient. Alva took the time to explain everything clearly, answered all my questions promptly, and made what could have been a stressful process feel straightforward and hassle-free. Her knowledge, honesty, and genuine commitment to finding the best solution for my situation really stood out.”

Peter Kirwan

Lenders and partners we work with

  • Braemar Finance, part of Close Brothers Group
  • Linked Finance
  • YouLend
  • PaymentPlus
An overhead spread of Indian dishes, curries and naan

Talk to us

Tell us the trade and the number. We will tell you the honest options.

No forms that go nowhere. Ring the mobile below or send a line about what the money is for, and you will get a straight answer about which kind of finance fits, including when the answer is that now is the wrong time to borrow.

Start your enquiry Call +353 87 14000 26

Business finance is subject to lender approval, status and terms, and security or a personal guarantee may be required. Figures shown on this page are facilities already arranged for other businesses and are not an offer or a quote. Consider whether the repayments are affordable for your business before you borrow.

Phone+353 87 14000 26
Emailinfo@loanguru.ie
Office13 Adelaide Road, Dublin 2
HoursMonday to Sunday, 9am to 5pm